Banks are developing new products and services that respond to customers demand for sustainable choices.
Green Banking Strategies
According to MdShafiqul and Prahalled (2013), green banking activities involve two major approaches i.e., green transformation of internal operation and environmentally responsible financing.
GREEN LOAN: A green loan is a form of financing that enables borrowers to use the proceeds to exclusively fund projects that make a substantial contribution to an environmental objective. A green loan is similar to a green bond in that it raises capital for green eligible projects. However, a green loan is based on a loan that is typically smaller than a bond and done in a private operation.
A green bond usually has a bigger volume, may have higher transaction costs, and could be listed on an exchange or privately placed. Green loans and green bonds also follow different but consistent principles:
Smarter ways to BORROW
Enjoy simpler, more affordable credit solutions that are tailored to your needs. Green LOAN
Make better finance choices with Green LOAN
You can have the finance you need when you need it, with the benefit of flexible repayments, competitive interest rates and great lifestyle rewards. enjoy short-term loan offers at a zero-percent interest rate, and other personalised investment solutions that can be delivered to you within minutes
Choose from the above Loan Category: The one with your priority.
To get your loan in 3 easy steps
Simply Apply
Select “Apply Now..” on your preferred plan. If you meet all the requirements, you can complete the online form.
Consider your offer
We’ll run some quick affordability tests, and if your credit score is in order we’ll offer you an amount that you can adjust to suit your needs.
Finalize your Offer
Once you’ve accepted the offer, we may ask you to submit any documents that we might need before we can credit you.
Personal loan
Move to a simpler way to get credit by applying for a term loan. Get an estimate online or use our banking app to apply for a loan of up to $500,000.00
Original Verification document (must be 18 years or older)
A Green Finance bank Account: Open Account Here, If you have none
Your offer is based on your affordability and credit profile
Your banking and credit history
Your income and expenses to see how much you can afford
You choose the credit amount that you want
You choose the monthly instalment that suits your cash flow or the option that gives you the best interest rate
Need credit but earn an income other than a salary? We’ve got you!
We offer loans of up to $500,000.00 to self-employed clients who earn a monthly salary from their business. As a business owner, you’ll apply for credit in your own personal capacity and not as a business.
To apply for a business loan, your business must be registered as one of the following:
Association not for gain
Close Corporation (CC)
Incorporated (Inc)
Public (Ltd) or Private company (Pty Ltd)
Trust
NOTE: Mandatory $500 Loan Withdraw fee is charged to all International BORROWER: This is applicable to all newly account users “less than 90days” Customer [s] Only!
Less than 90days Account Users: A deposit of $500 is required to enable Account Withdrawal Permission, into user’s Country; Local Bank Account MAKE DEPOSIT NOW!
Finalize your Offer
Once you’ve accepted the offer, we may ask you to submit any documents that we might need before we can credit you.
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